Anyone who has transferred ownership of real estate to another party must have prepared a deed and other land documents for the sale to be completed. In this article, we will look at what a real estate description is, when and why it is necessary, and what are the three types of legal descriptions you may encounter. This is a simple description of Metes and Bounds. They can be much more complex in irregularly shaped plots. To transfer ownership of immovable property, the deed must contain a clear legal description of the property that identifies it. In order to have a valid mortgage on a property, the mortgage must also contain this legal description. Edward A. Haman is a freelance writer who is the author of numerous legal self-help books. He practiced law in Hawa. The third type of definition of ownership is the system of land and blocks. This is the newest and easiest method. However, it can only be used on partition plots, i.e. plots that have been surveyed and divided into smaller plots for sale.
This is called a subdivision platform. The definition always refers to the lot number and the block on which that lot is located. It then ends with the name of the subdivision, county, and state. A legal description of the example of property written using the lotion and block method is as follows: “Lot 22, Block 7, of North Lakes Subdivision #3, according to the map or platform thereof, recorded in Flat Book 54, page 8, or Miami-Dade County Public Records, in Florida. » Lot at the community address of 1313 Mockingbird Lane, Mockingbird Heights CA 90043., In the County of LOS ANGELES, CA., Legally described as S24, T04 S, R17 E, N2N2, SW4NW4., APN 31-0313-66-3-01-0000., Township / Township / Range / Section 3S-13-66., Census Tract 3665.00. If you own property, you should have a copy of the deed from the time you acquire title. If you are buying real estate, the seller or real estate agent should have a copy of the deed. There are a few possible explanations for this. First, your work may have been part of a larger whole. This is common in shopping malls, apartment complexes and office parks. The retail store or office building you were hired for may have an address, but it`s part of a larger parcel that the county has captured as something similar or completely different. Correcting errors in the legal description can delay a property`s closure and cost additional time and money, but ignoring it can jeopardize an owner`s claim to the land.
If your neighbor tries to sell or refinance his house, then his title is “tarnished” with your name on his property, delaying his transaction. You could also deal with probate issues, if it has been wrongly notarized and time passes, then a death occurs in the family. All sorts of things can come from a seemingly minor mistake. Each lot and block survey is part of the flat map. Inside the platform, there is a permanent reference monument or checkpoint that helps determine the location of an individual property. This type of legal description is used in modern planned residential communities, commercial areas, and industrial developments. The areas are divided into blocks and then into parcels. Inside each platform, there is a permanent reference monument or checkpoint that helps determine the location of each property. The land surveyor notes the size and location of each property and block that will be included in the survey platform or subdivision map and registered in the jurisdiction where the subdivision is located. The exact method of changing the legal description of a property varies depending on the type of property and where you live, but it should be a fairly simple process. Legal descriptions change frequently, especially as more accurate GPS tools highlight errors in the original description of properties.
Contact your city or county authorities to learn more about the process in your area. Note: Some legal descriptions are VERY complicated and require an experienced eye to fully “decipher” the information. This article won`t make you an expert overnight, but I think you`ll see how useful it is to have an introduction that clarifies a rather confusing topic. Today, the accuracy of object descriptions is greatly improved by computers, satellites, lasers and global positioning systems (GPS). The Federal Bureau of Land Management and the USDA Forest Service are developing an Integrated National Land System (NILS) that uses nationally accepted methods based on new technologies and software to record survey data and other information for land records. The legal description of a property can be found on the deed. You can usually find a certificate in your area on a local authority`s website. Be sure to check the latest certificate for the most accurate information. The other legal description system is the lot and block system (also known as the registered flat system), which refers to specific parcels identified by a lot number or letter and the block or subdivision platform in which the lot is located. The block itself is located using the metes-and-bounds system or the rectangular surveying system. To identify a particular parcel, the lot and block system shows the lot and block number, the name or number of the subdivision platform, and the name of the county and state.
The above information is intended to help you understand legal property descriptions. However, when buying or selling real estate, it is usually not necessary to fully understand the details of property descriptions. It is important that the deed, mortgage or other property document contains an accurate description of the property. Sometimes you can find your own corner marks in the ground, but that`s more on a plot with an area and description of meters and boundaries than with a lot and block. The following description: from the intersection of the south line of Neither the address nor the tax identification number is a sufficient description to transfer or encumber an asset. All deeds in the chain of ownership of the property must have an identical legal description.